FIRST STATE BANK OFFICES AT WABASHA AND KELLOGG Wabasha 111 West Main Street 651-565-3331 Kellogg 350 E. Belvidere Ave. 507-767-4951 TeleBanc: 651-565-3701      Fax: 651-565-2402 Toll Free: 800-626-3697 CHECKING ACCOUNTS Personal Econo  Personal Image  Econo Now  Image Now Business  Business Now   PERSONAL CHECKING ACCOUNTS ECONO CHECKING: No minimum balance required, no per check charge, and no monthly service charge. Duplicate checks are recommended. Statements produced monthly. Checks are safekept at the bank. Eight check copies may be provided annually free of charge, for additional requests there will be a charge. IMAGE CHECKING: This account requires a minimum daily balance of $500. Should the minimum daily balance fall below this at any time during the month a $7.50 service fee would be charged. Monthly statements and check images are mailed. ECONO NOW ACCOUNT: Interest bearing account, interest rates may change weekly. If average daily balance drops below $500 during the month, there would be a $7.50 service charge. Duplicate checks are recommended. Statements are produced monthly. Checks are safekept at the bank. Eight check copies may be provided annually free of charge, for additional requests there will be a charge. IMAGE NOW ACCOUNT: Interest bearing account, interest rates may change weekly. If average daily balance drops below $750 during the month, there would be a $10.00 service charge. Statements are produced monthly and mailed with check images. BUSINESS CHECKING ACCOUNTS REGULAR BUSINESS CHECKING: No minimum balance required. If monthly statements are picked up from the bank, there is no service charge. If monthly statements are mailed, an account analysis is done to determine service charge. NOW BUSINESS ACCOUNT: Interest bearing account, interest rates may change weekly. An account analysis is done to determine service charge. Monthly statements may be picked up at the bank or mailed. Restrictions may apply for eligibility.