FIRST STATE BANK OFFICES AT WABASHA AND KELLOGG Wabasha 111 West Main Street 651-565-3331 Kellogg 350 E. Belvidere Ave. 507-767-4951 TeleBanc: 651-565-3701      Fax: 651-565-2402 Toll Free: 800-626-3697 SAVINGS ACCOUNTS MONEY MARKET SAVINGS: Maintain $2,500.00 minimum balance and earn market rate. Interest rate compounded monthly. Rates may change weekly. Should your balance drop below $2500 there would be a $5.00 service fee for the month. This account has a tiered rate structure, contact account representative for details. STATEMENT SAVINGS: You may deposit or withdraw from this account at any time. A minimum balance of $50.00 is required. If your balance drops below the minimum at any time, there would be a $1.00 service fee for the month. Interest is compounded on statement cycle. SAVINGS FOR CHILDREN: A minimum of $5.00 is required. Should the balance fall below $5.00 there would be a $1.00 service fee for the month. Minimum withdrawals of $5.00. To be eligible for this account a person must be under the age of 18. Once the individual reaches 18, the account will be handled like a statement savings account. Interest is compounded on statement cycle. SAVINGS CALCULATOR Use the following calculator to figure out how much you can save by investing a certain amount of money in savings, or by putting aside a certain amount per month, or both. Initial Investment: How much will you invest per month? How many months/years will you invest this amount?   Months Years Interest rate:  % At this rate, you will accumulate: